Personal Finance: 4 Ways to Save Money and Improve Your Money Management Skills

Personal Finance: 4 Ways to Save Money and Improve Your Money Management Skills

Brian Tracy's Four Keys to your Finacial Success

Virtually every single person in America who is financially independent started off with nothing. But they acquired good personal finance habits, learned how to save money, and improve their money management skills, eventually becoming some of the most successful people in their communities. And anything that anyone else has done, you can probably do as well.

Save Money by Using a Long Time Perspective

To save money and become financially independent you must begin living on less than you earn even if you are deeply in debt. One of the most important guarantors of your personal finance success is called “Long time perspective.” Take the long view. Develop a long term attitude toward yourself and your financial future and begin thinking in terms of where you want to be in five and ten years. This long-time perspective will have an inordinate impact on your personal finance habits and money management skills in the present, and will help you save money over the years.

45 Lessons in Life by Regina Brett (age 90)!!!

I was guided to these 45 lessons in life  that celebrate growing older and the knowledge that lifes experience provides. Regina Brett wrote the 45 lessons life taught her.

Lessons in

1. Life isn’t fair, but it’s still good.
2. When in doubt, just take the next small step.
3. Life is too short to waste time hating anyone.
4. Your job won’t take care of you when you are sick. Your friends and parents will. Stay in touch.
5. Pay off your credit cards every month.
6. You don’t have to win every argument. Agree to disagree.
7. Cry with someone. It’s more healing than crying alone..
8. It’s OK to get angry with God. He can take it.
9. Save for retirement starting with your first paycheck.
10. When it comes to chocolate, resistance is futile.
11. Make peace with your past so it won’t screw up the present.
12. It’s OK to let your children see you cry.
13. Don’t compare your life to others. You have no idea what their journey is all about.
14. If a relationship has to be a secret, you shouldn’t be in it.
15. Everything can change in the blink of an eye. But don’t worry; God never blinks.
16. Take a deep breath. It calms the mind.
17. Get rid of anything that isn’t useful, beautiful or joyful.
18. Whatever doesn’t kill you really does make you stronger.
19. it’s never too late to have a happy childhood. But the second one is up to you and no one else.
20. When it comes to going after what you love in life, don’t take no for an answer.
21. Burn the candles, use the nice sheets, wear the fancy lingerie. Don’t save it for a special occasion. Today is special.
22. Over prepare, then go with the flow.
23. Be eccentric now. Don’t wait for old age to wear purple.
24. The most important sex organ is the brain.
25. No one is in charge of your happiness but you.
26. Frame every so-called disaster with these words ”In five years, will this matter?”.
27. Always choose life.
28. Forgive everyone everything.
29. What other people think of you is none of your business.
30. Time heals almost everything.. Give time, time.
31. However good or bad a situation is, it will change. 32
32. Don’t take yourself so seriously. No one else does.
33. Believe in miracles.
34. God loves you because of who God is, not because of anything you did or didn’t do.
35. Don’t audit life.. Show up and make the most of it now.
36. Growing old beats the alternative – dying young.
37. Your children get only one childhood.
38. All that truly matters in the end is that you loved.
39. Get outside every day. Miracles are waiting everywhere.
40. If we all threw our problems in a pile and saw everyone else’s, we’d grab ours back.
41. Envy is a waste of time. You already have all you need.
42. The best is yet to come.
43. No matter how you feel, get up, dress up and show up.
44. Yield.
45. Life isn’t tied with a bow, but it’s still a gift.

Three Ways to redefine YOUR compass!!!

Your best friend is yourself. If you can see the best in yourself, you will find the best in others.

Inside yourself, you always have a choice. Do you stand in the light? or do you stand in the dark?

Your compass in life are your values. Define TODAY, NOW!!! What your top three values are!!!

Leadership

"Good leaders have good character and good ethics; they do not lie, cheat or steal"

Leadership is a rare quality yet a quality that as humans we all have. A great leader surounds themself with people who are even greater and gets the very best out of everyone. A Leader sets and defines the culture, values, ethics, morals, actions and results of everyone. They Future Pace, meaning that in their minds they are already where they want to be.

A great leader in war commands authotiy by position, wheras in life and in business a great leader commands by respect that is earned and given and not assumed.

The one enduring aspect of leadership is character. Success and popularity is fickle and efemeral...it does not last, but enjoy it while it does. Change is unpredicable, random but is a constant, Change always happens over the passage of time. Through all of this chaos it is the persons character that is the true constant.

We are all only stewards of our time, and our time is now. We must all take up the responsibility and ownership of our own actions and show leadership within ourselves and lead by example.

We ALL have the responsibility of leadership and this is a call to arms for all to seriously take a look at themselves and connect with the leader within. We only have one time...and our time is NOW...do not waste your NOW and your present take action today

Leadership is YOUR responsibility

Leadership

"Are Great Leaders born or created"?

Leadership is about the person. It is about their character, courage, vision and moral fibre. Leadership is defined by the fundamental choices that a person has made in their life, their values, morals and ethics. These are defined of the course of a persons life and experiences and the choices that a person has made to reach where they are now.

Leadership is about character!! It is also about courage,

decency, integrity, trust, and honesty.

We all must remember that we ALL lead in some capacity. By the mere fact that we influence, we lead.

We first lead ourselves. Our relationship with who are on the inside is critical, as the "shape" of our inner world pours out and influences the world within which we live and thus affects all others that we come into contact with.

Build your path through discovery and chance. Quiet your mind, YOUR journey begins here.

CONFIDENCE is an incredibly powerful word in our times. It has driven success and created failure, it has been driving economies and fulling debt, it opens new doors and blinds us to what lies ahead of us.

Confidence is an energy and power that lies deep with us all and to connect with it and take control of who we are we have to teach and educate our inner self to become self aware of our actions, the actions of others and the impact that our actions have in the present and into the future. For as Gary Ryan Blair attests "Everything Counts" Every little detail counts "It's not that the devil is in the details, but that every small particle contains a seed that can potentially determine the difference between success and failure." (Gary Ryan Blair).

We all have to start from this day to make our choices on who we are, what we do and what we want to achieve. What will be your legacy. It is now our time to start to take full ownership and responsibility for who we are and what do, and how we treat all others that we are lucky to come into contact with.